How will your mortgage repayments change?

This is a model, not a prediction. Amounts and repayment periods are estimates only, actual amounts may be higher or lower. Based on the EMI reducing-balance method. Assumes loan has no additional fees, no refinancing and interest rates do not change over the life of the loan. Uses a simplified 26 fortnights in a year. The calculation assumes your bank passes on the full basis point change from the Reserve Bank's official cash rate.